I'm feeling pretty good these days. I accurately predicted 'The Hurt Locker' would win big last night. (In fact, I turned to Brian during the opening number of the Oscars and said, "I predict the Hurt Locker is going to win big tonight." Seriously. Ask Brian.) I also accurately picked the right house on 'House Hunters International' (#3, in case you are curious) AND guessed what Jesse James would be wearing to the Oscars. (Black tux, black shirt).
My psychic abilities seem to be churning in overdrive for all things pop-culture, but sadly, in our personal life, I'm not sure where I stand. Or, I should say, where the new house stands. I'm not going to get into all the details, but let's just say that receiving a phone call from your lender five days after closing saying the finances are not stable is never a good thing. Waiting on the HOA liens has actually turned into a bit of a silver lining, since if we end up losing the house, at least this still gives us an avenue to try to recoup some of our earnest money.
I'm trying not to think about the house stuff, since I just get more and more sad. I just can't believe we're in this position. It's ironic and ridiculous. Per the Whippersnapper, "You [Brian and I] are paying for the all of the mistakes of the people who have come before you." She is, of course, referring to all of the people who qualified for mortgages they couldn't afford, bought houses they couldn't afford, and ultimately were foreclosed on said houses. Banks and lenders are just so hesitant to loan money. Which, as I said earlier, is ridiculous. My credit score is 832. Brian's is also in the 800s. We have no debt other than our current mortgage and his student loans. But yet, our financing fell through five days after closing. And that really sucks.
So we just sit and wait. We should hear today if there are other options, but I'm half tempted to just throw in the towel on this one. The only thing holding me back is the fear that we will have to start this whole process over again, which puts us STILL at two to three months. Did I mention the guy across the street just installed a security door on his front door? Please, get us out of this neighborhood.
Keep your fingers crossed. In the meantime, I will be distracting myself with really bad reality TV, meaning...Jason's and Molly's wedding! And if my psychic abilities are telling me anything, it's this: bring an umbrella. Rain looks likely. :-)
My psychic abilities seem to be churning in overdrive for all things pop-culture, but sadly, in our personal life, I'm not sure where I stand. Or, I should say, where the new house stands. I'm not going to get into all the details, but let's just say that receiving a phone call from your lender five days after closing saying the finances are not stable is never a good thing. Waiting on the HOA liens has actually turned into a bit of a silver lining, since if we end up losing the house, at least this still gives us an avenue to try to recoup some of our earnest money.
I'm trying not to think about the house stuff, since I just get more and more sad. I just can't believe we're in this position. It's ironic and ridiculous. Per the Whippersnapper, "You [Brian and I] are paying for the all of the mistakes of the people who have come before you." She is, of course, referring to all of the people who qualified for mortgages they couldn't afford, bought houses they couldn't afford, and ultimately were foreclosed on said houses. Banks and lenders are just so hesitant to loan money. Which, as I said earlier, is ridiculous. My credit score is 832. Brian's is also in the 800s. We have no debt other than our current mortgage and his student loans. But yet, our financing fell through five days after closing. And that really sucks.
So we just sit and wait. We should hear today if there are other options, but I'm half tempted to just throw in the towel on this one. The only thing holding me back is the fear that we will have to start this whole process over again, which puts us STILL at two to three months. Did I mention the guy across the street just installed a security door on his front door? Please, get us out of this neighborhood.
Keep your fingers crossed. In the meantime, I will be distracting myself with really bad reality TV, meaning...Jason's and Molly's wedding! And if my psychic abilities are telling me anything, it's this: bring an umbrella. Rain looks likely. :-)
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